Lower FICO score people have somehow piqued the ire of the banking industry, even though these customers are among the most profitable, consuming the most debt products and paying the most interest. Congratulations: the banks love you, but they pretend to hate you. Like a gang of school bullies who bounce you from person to person while taking your pocket change, banks and credit companies are quite good at making rejection a profitable game. After all, when things are hard, the more they say no, the more you're going to need the money, and the more desperate you may be for the money, the more interest you will pay.
Break the cycle - speak with a mortgage broker who can ensure that every application is to an institution that can actually approve your request.
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